One of the keys to living on a budget while you are in college is learning what discounts are available to you and maximising these discounts. You Should learn what is important, what is considered a luxury, and also what discounts that are available to you as a college student.
Read on and find out where you can save so that you do not have to sacrifice the luxuries you are so familiar living with.
Take Advantage Of Auto Insurance Discounts
If you own a vehicle, save on your monthly auto insurance expense by taking advantage of student discounts. Most insurers offer sizable car insurance discounts to college students who maintain good grades. To receive the discount, you must be enrolled in school full-time and show proof of your Grade Point Average on an annual basis. Students who qualify for this discount can lower their premiums by as much as 30 percent. Why not save on an expense that you are legally required to pay each month by getting good grades?
Save On Laptops And Software
It is virtually impossible to make it through college in today’s modern age without a laptop and an Internet connection. If you do not have your own computer, completing your assignments and projects will take a lot more time. You will also be forced to spend long nights in the library or at a friend’s house. If you do not have a computer, you can get discounts on computers and software through Microsoft and other large retailers. These companies offer huge discounts for students to help students struggling financially afford a computer and the office software they need to complete presentations, word documents, and more.
Discount Cards
Student discount cards offer a variety of different benefits. You can save hundreds of dollars living on or off-campus by simply showing your card to retailers. Some discount cards are available for free on-campus. Others can be purchased online for a small one-time fee. The best cards will offer you discounts for food, drinks, clothing, mobile cell phone services, public transportation, hotel stays, flights to go home, and more. If you are looking for the best way to be resourceful, see which discount cards are available in your area and take advantage.
You do not have to spend your entire budget on your expenses and scavenge for food near the end of the month. If you take advantage of discounts, you can save money on all of the necessities and even some of the luxuries you never thought you would be able to afford. If you are resourceful, you can take the skills you have learned with you when you graduate and save money your entire life so you can live comfortably and save for the things you have always dreamed of buying.
To learn more about Richmond University and their American University Scholarships visit Richmond.ac.uk or connect on Facebook.